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(영문) 서울중앙지방법원 2018.01.09 2017나54717
양수금
Text

1. The defendant's appeal is dismissed.

2. The costs of appeal shall be borne by the Defendant.

Purport of claim and appeal

[Claim]

Reasons

1. Basic facts

A. The Defendant, upon receipt of a credit card payment claim and a credit card loan claim, lost the benefit of time due to the overdue use of the credit card as follows.

On March 27, 2001, the actual substance of the tax credit card 1 and 1 copy of the credit card company (the former bank was integrated with the new bank, and the above credit card was managed by the new credit card company since then after the consolidation with the new bank) on October 16, 2005, the National Credit Card Co., Ltd. were merged with the new credit card , and on September 15, 1999 and September 26, 2000, the two actual provisions of the National Credit Card Co., Ltd. were consolidated into the foreign exchange credit card , the foreign exchange credit card , the foreign exchange bank was merged with the foreign exchange bank , the foreign exchange bank , and the foreign exchange bank 20,000,000 won was added to the loan interest rate of 10,000,000 won to the defendant on October 16, 200 and 16% of the loan interest rate of 10,003.6% per annum (the loan interest rate of 16.6% per annum).

B. On June 21, 2013, the new credit card and the national card of the stock company were transferred to the Plaintiff. On June 21, 2013, the Han Bank was Han Bank, June 28, 2013, and the National Bank was, on July 5, 2013, transferred the above claims against the Defendant to the Plaintiff, and granted the notification authority.

In this case, the Plaintiff submitted a documentary evidence containing the purport of the notification of transfer as to each of the above claims, which was served on March 14, 2017, during the first instance trial.

C. As of October 19, 2016, the remainder of the principal and interest on each of the above bonds, calculated pursuant to 17% per annum with overdue interest rate determined by the Plaintiff within the scope of overdue interest rate from the date the Plaintiff acquired the bonds, shall be as follows:

Now, 1 new credit card 3,651,756 won 11.

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