1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. On October 21, 2010 and November 19, 2010, the Plaintiff concluded each insurance contract with the Defendant as the insured as indicated in the separate sheet (hereinafter “each of the instant insurance contracts”) with the Defendant as the insured, and each of the instant insurance contracts includes the security for per hospitalization day.

B. The status of the defendant's insurance contracts are as follows:

연번 보험사 보험상품 청약일 월보험료(원) 상해입원일당(원) 질병입원일당(원) 지급 보험금(원) 비고 1 AIG 알찬질병입원비 2009. 2. 3. 30,120 0 60,000 22,600,679 2 미래에셋 (무)미래에셋 LoveAge 플러스 2010. 10. 20. 45,100 30,000 30,000 12,610,000 3 흥국화재 (무)헬스케어행복을다주는가족사랑 41,000 30,000 30,000 15,810,741 4 메리츠 (무)가족단위보험 33,000 30,000 30,000 10,490,000 5 현대해상 (무)하이라이프퍼펙트스타 47,000 30,000 30,000 14,490,000 6 한화손해 (무)한아름플러스 46,000 30,000 30,000 15,180,000 7 롯데손해 (무)롯데성공플러스 46,000 30,000 30,000 16,200,000 계약자 B 8 원고 브라보라이프1004 43,000 30,000 30,000 10,440,000 9 동양생명 (무)수호천사 하나로종합 2010. 10. 27. 42,300 20,000 30,000 10,470,000 10 흥국화재 (무)행복한 라이프케어 2010. 11. 19. 36,000 20,000 30,000 740,000 2012. 6. 13. 해지 11 현대해상 (무)하이라이프 퍼펙트스타 30,000 20,000 20,000 9,210,000 12 원고 브라보라이프1004 30,000 30,000 30,000 10,440,000 13 롯데손해 (무)롯데성공플러스 2010. 11. 22. 26,760 20,000 20,000 계약자 B 14 삼성생명 (무)유니버설 리빙케어 2010. 12. 22. 78,260 40,000 40,000 11,360,000 574,540 360,000 440,000 160,041,420 <보험계약 체결 현황> 보장내용이 다른 운전자보험이나 의료실비 보험은 제외한 내역이다.

C. From February 13, 2012 to February 24, 2012, the Defendant began to receive hospitalized treatment for 12 days at the Net Japanese Hospital due to the climatic salt, tension, etc.