Defendant shall be punished by a fine of seven million won.

If the defendant does not pay the above fine, 50,000 won.

Criminal facts

The defendant is a person who engages in credit business without registering credit business in the area of the Jeonnam-gun, Bosung-gun, and the Yacheon-si.

1. Although a person who intends to engage in an unregistered credit business is registered with the Mayor/Do Governor having jurisdiction over the pertinent place of business, the Defendant, without registering with the Do Governor, provided that the Defendant, from February 22, 2012 to July 25, 2012, lent KRW 2 million to B from July 25, 2012, and provided non-registered credit business 20 times as shown in the separate list of crimes (2).

2. No one other than credit service providers, etc. who distribute advertising leaflets, may advertise for credit business;

Although the Defendant was not a credit service provider due to the registration of a credit business as set forth in the preceding paragraph, the Defendant placed an advertisement for credit business, such as making the former part of the 'bareboat loan' from February 22, 2012 to July 25, 2012, and distributing it to the members of the Seoul High Court for the first time.

3. Although a person who does not register a credit business that exceeds the interest rate limit may not exceed 30% per annum, the Defendant loaned 200,000 won to B at an influent place located in the Jeonnam-gun (Seoul) on February 27, 2012 and loaned 40,000 won per day after deducting 20,000 won with the interest rate of 10% (436% per annum) under the statutory interest rate of 65 days on a daily basis (436% per annum), and loaned 20 times more than the statutory interest rate as shown in attached Table (2) of the crime committed.

Summary of Evidence

1. Defendant's legal statement;

1. Each police statement of C or D;

1. Each internal investigation report (with respect to the calculation of interest rates, telephone conversations with victim E, suspect A's entry into and departure from a deposit passbook, details of telephone conversations with victim F, victim G and telephone conversations, victim's conspiracy I and H, contents of telephone conversations with victimJ and telephone conversations);

1. Application of the Acts and subordinate statutes governing the search, seizure, and verification warrant, a copy of a loan certificate, and the leaflet for loan advertisement;

1. Article applicable to criminal facts;

(a)shall not be registered;