Defendant shall be punished by imprisonment for a term of one year and eight months.

Punishment of the crime

1. On January 201, 201, the Defendant of insurance premium payment fraud: (a) at D located in Yangsan-si, the Defendant: (b) was bankrupted by the mutual savings bank, which deposited KRW 150,000,000 in the inside of the savings account; and (c) was provisionally seized for the purpose of securing one debt of the building in Yeongdeungpo-gu Seoul, Yeongdeungpo-gu, Seoul, as well as other small creditors, owned by the mutual savings bank.

The other small creditors who have sold this building are expected to give up the payment of dividends and pay dividends of KRW 00 million to their people.

In doing so, it would be possible to receive insurance attraction allowances by purchasing Samsung Bio-life insurance in the name of B and F in the name of B and F.

Since there is no money now, the court has changed the payment of the premium on behalf of the company until the company receives the dividend in connection with the bankruptcy of the bank. If the dividend is received, all the paid premium will be paid.

“.....”

However, the Defendant did not pay dividends in connection with the bankruptcy of the mutual savings bank, but did not have the intent or ability of the victim to pay the monthly insurance premium because of the lack of assets or income to be paid every month, and the Defendant thought that if the victim paid the insurance premium on behalf of the victim, he received the refund of the insurance premium paid by the victim by cancelling the insurance account or the insurance premium paid by the victim and used it

Around January 28, 2011, the Defendant deceiving the victim as above and caused the victim to pay the insurance premium of KRW 190,922, which is the insurance premium for the “unpaid dividend theory” that was subscribed to under the name of the Defendant, from that time until December 31, 2012, the Defendant, as shown in the attached Table 1, had the victim pay the total amount of KRW 45,295,287 by paying the insurance premium of the Samsung insurance products purchased under the name of the Defendant and the Defendant’s wife and the Defendant’s wife, and acquired the same pecuniary profit.

2. Loan amounts and.