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1. The Plaintiff, Defendant B, Defendant B, Defendant Hyundai Marine Fire Insurance Co., Ltd., and Defendant Hyundai Marine Fire Insurance Co., Ltd.
Reasons
1. Facts of recognition;
A. The parties concerned Defendant B operated an entertainment tavern under the trade name of “D” on the first floor of the building located in Asan City (hereinafter “instant main point”).
The deceased E (hereinafter referred to as the “the deceased”) died from a fire that occurred at the main point of this case. The deceased’s heir is Nonparty F, who is a child born between the Plaintiff and the former and the deceased’s wife.
The Defendant Hyundai Marine Fire Insurance Co., Ltd. and the Defendant K non-life insurance Co., Ltd. (hereinafter collectively referred to as “Defendant insurance companies”) concluded each fire liability insurance contract with regard to the main points of this case (hereinafter collectively referred to as “each of the instant insurance contracts”) as follows.
[Defendant Hyundai Marine Fire Insurance Co., Ltd. and Defendant B’s insurance contract] Insured period: From April 24, 2013 to April 24, 2018: Matters guaranteed from April 2018: Where the insured is legally liable for damage due to a fire that occurred at the main points of this case and the insured is liable for such damage within the limit of KRW 100,000 per victim in case of death. In the event of death, the insured is liable for compensation within the limit of KRW 100,000 per victim (Defendant K non-Life Insurance Co., Ltd. and Defendant B’s insurance contract): Matters guaranteed from August 21, 2013 to August 21, 2016: Where another person is legally liable for damage due to a fire that occurred at the main points of this case, the insured is liable for compensation within the limit of KRW 100,000 per victim in case of death.
B. On February 26, 2014, the Deceased, at around 19:30, visited the main points of the instant case along with G, H, and I (hereinafter collectively referred to as “the deceased”). Defendant B directed the deceased and the deceased on the two sides of the main points of the instant case, and operated a heatr installed on the wall.
However, there is a problem.