1. The defendant A shall be punished by imprisonment with prison labor for three years and by imprisonment for two years; and

2. However, in respect of Defendant B, this paragraph is applicable.

Punishment of the crime

From November 1, 1993 to January 26, 2006, the Defendants operated a “F-sing machine” in Geumcheon-gu, Busan. From October 1997 to August 17, 201, the Defendants operated a coffee shop “H” in the Geum-gu, Busan, and Defendant A purchased 11 insurance policies, including the “new swimming-sing pension insurance” of the victim Samsung Life Insurance Co., Ltd., as the insured, from March 24, 1994 to August 1, 2001. Defendant B purchased 7 insurance policies, such as the “Fing-sing Singing-sing-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-s-

However, at around 2004, Defendant A entered the Gangwon-do casino in Gangwon-gun, which was located in Gangwon-gun, caused economic difficulties due to Defendant A’s failure to obtain profits from the operation of the singing practice room and coffee shop. On the other hand, Defendant A appeared to have been in a health condition, such as chest pain and respiratory pressure, high blood pressure, kneb, etc. due to long-term smoking and drinking, and Defendant B also showed abnormal symptoms and abnormal symptoms, and Defendant B also paid considerable insurance money according to the period of hospitalization when he continued to be hospitalized for at least four consecutive days due to disease or disaster according to a special agreement on the insurance products he/she joined as above. In fact, Defendant A conspired to receive insurance money by claiming for a long-term hospitalization even if he/she did not need to be hospitalized or for a long-term period of hospitalization.

Accordingly, Defendant A does not have an economic ability to pay insurance premium from April 27, 2005 to December 26, 2005. As such, Defendant A, even though there is no economic ability to pay the insurance premium, 9 insurance, such as the “Undividend-I” insurance of the interesting life-based company that pays the insurance premium according to the period of hospitalization.