A defendant shall be punished by imprisonment for six months.

Punishment of the crime

1. On September 29, 2011, the Defendant made a false statement that “If he/she lends KRW 20 million to the victim G, he/she will pay KRW 600,000 per month interest, and the principal shall be repaid within several months.”

However, in fact, the Defendant was in bad credit standing with approximately KRW 15 million for overdue credit card payments at the time, and had personal debt equivalent to KRW 12,00,000,000 for the loan from the neighbors with horse expenses, etc. The Defendant was in the wife’s name, and the amount of monthly income was set at a maximum of KRW 1,00,000,000 for daily work, and there was no intention or ability to complete payment even if the Defendant borrowed KRW 20,00,000 from the victim.

Nevertheless, the Defendant, by deceiving the victim as above, received 20 million won from the victim to the national bank account in the name of H, a female farmer, and acquired it by deceiving the victim.

2. Around August 30, 2012, the Defendant stated that, through the aforesaid F Office, the Defendant would lend KRW 900,000 to the victim KRW 30,000,000,000 for monthly interest, and the principal would be repaid once a year.”

However, in fact, the Defendant was in bad credit standing with approximately KRW 15 million in overdue credit card payments at the time. The Defendant borrowed money from the other party with horse expenses, etc., and the Defendant was in a personal debt amounting to KRW 10 million in the wife’s name, and the mortgage was established with KRW 70 million in the wife’s name, and the monthly income was not good, and there was no intention or ability to repay it even if the Defendant borrowed KRW 30 million from the victim, because the monthly income was not a maximum of KRW 1 million or is not certain.

Nevertheless, the Defendant, by deceiving the victim as above, was remitted from the victim to the account under the above H on August 30, 2012.