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(영문) 수원지방법원 2018.06.22 2017가단521368
보증채무금
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. According to the overall purport of the evidence Nos. 1 and 2 as to the cause of the claim and the entire pleadings, the Plaintiff: (a) on August 13, 2009, lent KRW 50 million to C with interest rate of KRW 1,200,000 per month (hereinafter “the instant loan”); and (b) at the time, the Defendant guaranteed the above loan obligation of KRW C.

Therefore, barring any special circumstance, the Defendant, a guarantor of the instant loan obligation, is obligated to pay to the Plaintiff the agreed interest or delay damages at the rate of KRW 140,00,000 (= KRW 90,000,000 ( KRW 1,200,000) from March 13, 2011 to May 12, 201), and from May 13, 2017 to the date of full payment ( KRW 1,200,000).

2. Judgment on the defendant's defense

A. The Defendant’s defense to the effect that the Defendant’s liability to guarantee was extinguished on February 13, 2010 after six months from the date of the loan, since the term of the liability to guarantee was set for six months as stated in the instant loan certificate.

According to Gap evidence No. 1, it can be acknowledged that the loan of this case stated "six months" in the loan certificate prepared by the plaintiff, C, and defendant, but it is reasonable to deem that the period for repayment of the loan of this case has been fixed, and there is no other evidence to acknowledge that the above period is set at the duration of guarantee liability, and there is no other evidence to acknowledge it.

B. Meanwhile, the Defendant asserted to the effect that the Plaintiff’s instant loan claim against C had expired from February 201 to May 5, 201 with commercial claim, and that the Plaintiff’s deposit claim against the Defendant also expired depending on the nature of the guaranteed obligation as well as the subsidiary nature of the guaranteed obligation.

Article 47 (1) of the Commercial Act provides that "any act performed by a merchant for business purposes shall be deemed a commercial activity."

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