1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

1. Basic facts

A. The defendant's right to collateral security and loan agreement

(1) On December 21, 2012, D Co., Ltd. (hereinafter “D”) established a right to collateral security (hereinafter “instant collateral security”) of 1.836 billion won with respect to the instant land E-gu, Daegu-gu, and its ground factory site (hereinafter “instant real estate”) owned by the Defendant, with respect to the instant real estate and its ground factory building (hereinafter “instant real estate”). The key content of the relevant contract is as follows. As a result of the appraisal at the Defendant’s request, the market price as of December 14, 2012 was 1.366,653 million won.

㈎. 피담보채무의 범위 ① 피담보채무의 범위를 달리하는 두 유형, 즉 특정근담보와 한정근담보 중 한정근담보에 따라 D이 피고에 대하여 ‘일반자금대출’ 거래로 말미암아 현재 및 장래에 부담하는 모든 채무(이자, 지연배상금 기타 부대 채무를 포함한다)를 담보하기로 한다.

(2) Limited collateral security shall be secured for all obligations which are currently or will be currently incurred from a contract made for a specific type of transaction or to be concluded in the future, and shall also be secured for the same kind of transaction as the postponement or re-handling of such obligations, as well as for the re-handling of such obligations.

However, if it is exchanged with another type of credit, it shall not be secured.

㈏. 채권최고액 : 18억 3,600만원(설정비용의 절감 등을 위하여 채권최고액을 최초 채권액을 기준으로 삼아 정하였다 하여도 이를 이유로 이 계약을 특정채무의 담보를 위한 저당권 설정계약으로 해석하지 않기로 한다). ㈐. 근저당권의 결산기 ① 근저당권 결산기를 정하는 다음의 세 유형, 즉 지정형, 자동확정형, 장래지정형 중 장래지정형에서 정한 날을 결산기로 하기로 한다.

(2) Future designation type: No settlement period shall be determined.

In such cases, D shall settle the term for settlement of mortgage upon written notice.