1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. On Nov. 25, 2009, the Defendant entered into an insurance contract with the Plaintiff on Nov. 25, 2009, the Defendant entered into an insurance contract for non-payment of dividends with the insured Defendant, the beneficiary of non-life insurance proceeds, and the insurance period of 24 years (from November 25, 2009 to November 25, 203).

B. The main contents of the instant insurance contract 1) Article 1(1) of the Insurance Income Compensation Fund II (at least 50 per cent) Special Terms and Conditions (damages to be compensated) insurer shall compensate the beneficiary for any injury or disease caused by the injury or disease, if the insured has suffered bodily injury or disease due to a sudden and unexpected accident that occurred during the insurance period. 2) Article 4 of the Insurance Income Compensation Fund II (at least 50 per cent) Special Terms and Conditions, Article 4 (Income Compensation Fund for Diseases) of the Insurance Income Compensation Fund II (at least 50 per cent) Special Terms and Conditions, the insurer has lost physical parts due to the recovery of the disease, or has lost its permanent function, and the rate of payment prescribed in the Disability Classification Table exceeds 50 per cent.

50% of the purchase amount of insurance at the time of occurrence of not less than 50% of the preproductive disorder from the pre-determined date of this Special Terms and Conditions (10 times guarantee payment) on the date immediately before the expiration date of this Special Terms and Conditions (10 times guarantee payment) the fixed amount of insurance coverage at the time of occurrence of 1 year after the date immediately preceding the expiration date of this Special Terms and Conditions (10 times guarantee payment) the classification rate of disability (1) 1) the classification rate of disability from the disability classification table of this insurance terms and conditions of this case 2) the classification rate of chest organs or non-reproductive organs or non-productive organs (2) when there is a serious disorder in chest organs or non-productive organs function (3) the chest organs or non-productive organs function of this case 750(b) when there is a serious disorder in the reproductive organs or non-productive organs function of this case.