1. It is confirmed that an insurance contract entered in the separate sheet concluded between the Plaintiff and the Defendant is null and void.

2. The defendant.

1. Indication of claim;

A. On September 15, 2009, the Defendant entered into a multiple insurance contract with the Plaintiff on several occasions and received total of KRW 27,870,000 from the Plaintiff after receiving hospitalized treatment over several occasions, for the purpose of unlawfully acquiring insurance proceeds through repeated hospitalization treatment by exaggeration of the degree of general disasters and diseases.

B. Therefore, the above insurance contract is null and void in violation of good morals and social order under Article 103 of the Civil Act. The defendant is obligated to pay to the plaintiff 27,870,000 won of the above insurance money paid to the plaintiff according to the above insurance contract and damages for delay calculated at the rate of 20% per annum from April 7, 2015 to the day following the delivery of a copy of the complaint of this case to the day of full payment.

2. Article 208 (3) 1 and 257 of the Civil Procedure Act applicable provisions of Acts.