The defendant shall be innocent.

1. Around May 23, 2006, the summary of the facts charged stated that “The Defendant is running a merchandise coupon sales business that purchases merchandise coupons at the store price through a person who wants to do so.” The Defendant said that “The amount of 50% of the face value of merchandise coupons is raising profits at a 50% amount, and the Defendant would pay money with 10% of the 10% of the 1st of the 1st of the 1st of the 1st of the 1st of the 1st of the 20

However, at that time, the Defendant only purchased a certain amount of merchandise coupon from a merchandise coupon retail store at a certain amount of 95% of its face value. However, there was an excessive purchase of merchandise coupon from a particular person. Since some of the money borrowed from another person for the purpose of selling merchandise coupon sales business fund has been used for collecting part of the principal and interest to a person who borrowed money from another person, the Defendant did not have any intent or ability to repay the money eventually even if borrowing money.

Nevertheless, the Defendant, as seen above, by deceiving the victim D as above, received KRW 100 million immediately from the victim, and received KRW 23 times from March 20, 2008, a sum of KRW 1.896 billion from March 20, 2008.

2. The defendant alleged that he had no intention to deception the victim at the time of borrowing the money from the victim.

3. In light of the evidence duly examined and adopted by this court, the victim loaned the amount of money as stated in the list of crimes No. 1 to the defendant at each time listed in the list of crimes. However, in the investigation process, the defendant provided that the victim borrowed money for merchandise coupon business, as stated in the above facts charged, and that he/she would pay the victim a return with profits. The borrowing of money from the victim is to pay the interest of the amount borrowed to the other person.