1. The term of a monetary loan agreement between the Plaintiff and Defendant Telecommunications Korea Loan Co., Ltd. on March 3, 2016.

1. The following facts may be acknowledged in light of Gap evidence No. 1, Eul evidence No. 4, Eul evidence No. 1 to 7, Eul evidence No. 1 to 7, Eul evidence No. 1 to 7, Eul evidence No. 1 to 4, Eul evidence No. 1 to 3, Eul evidence No. 1 to 3, Eul evidence No. 1 to 4, and Eul evidence No. 1 to 4 (including each number; hereinafter the same shall apply), and there are no counter-proofs.

On February 15, 2016, the Plaintiff entered into a monetary loan agreement with the Defendant Hyundai Savings Bank (hereinafter “Defendant Hyundai”), the Defendant Smart Savings Bank (hereinafter “Defendant Smart”), and the Defendant Interest-Friendly Savings Bank Co., Ltd. (hereinafter “Defendant Interest”), with respect to KRW 20,000,000,000, in relation to KRW 27,000,000,000 between the Defendants, Co., Ltd. (hereinafter “Defendant AB”) and the Plaintiff’s Home Savings Bank (hereinafter “Defendant AB”), and received loans from the said Defendants.

B. On March 3, 2016, the Plaintiff entered into a monetary loan agreement with Defendant Telecommunications Korea Loan Co., Ltd. (hereinafter “Defendant Telecommunications”) and with Defendant Safety Loan Co., Ltd. (hereinafter “Defendant Safety Loan”), with respect to each of the five million won of the loans, and received each of the loans from said Defendants.

C. At present, intelligence is considerably delayed compared to the future at the level of 51±8, very low”, and there is a limited recognition ability and ability to cope with situations, and there is a lack of communication ability, and there is a big difficulty in personal relations.

2. Determination as to each claim against the Defendant Hyundai, Smart, Ethio-Friendly, Aju, Svia, and Cho Jae-ia

A. The plaintiff is above.