A defendant shall be punished by imprisonment with prison labor for up to six months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

On January 3, 2019, at around 12:19, the name-free person sent text messages to the victim C, stating that “the person in charge of loans is the person in charge of the lending of the bank.” The victim who reported and contacted the text messages, may borrow loans of KRW 80 million at a 3% interest rate by telephone. However, the debt repayment ratio, which is a condition presented in E, should be enhanced. It must be the details of repayment received and repaid at other places.”

However, in fact, the person who was not the person in charge of loans from the D Bank was not the person in charge of loans from the D Bank, and there was no intention or ability to provide loans even after being transferred

On the other hand, the Defendant: (a) viewed an advertising text message at a closed place on January 4, 2019, stating that “A company F is a stock company, and will give a loan to KRW 60 million; (b) contacted with a telephone number announced at that place; and (c) sought the statement that “A loan to a maximum of KRW 60 million may be available at the interest rate of KRW 7.8%; (d) as the current account transaction records fall short of the current number of accounts, she will deposit the company funds sent by us to us and then draw up the transaction performance to 3 days later; and (e) sought the statement that “A loan will be made after 10 days later; (c) the interest rate proposed by she was excessively lower than the Defendant’s existing loan interest rate; (d) there is no doubt that the Defendant would incur damage to her; (e) thereby, the Defendant was aware of the fact that the account holder of G bank’s name was deposited to 10% more than that of the victims, thereby helping the victims to obtain money from 10.