1. The insurance contracts entered in the separate sheet concluded between the Plaintiff and the Defendant are invalid.

2. The defendant.

1. Facts of recognition;

A. On August 31, 2010, the Plaintiff concluded each of the insurance contracts listed in the separate sheet (hereinafter “each of the instant insurance contracts”) with the Defendant as the insured and beneficiary. This included a special agreement on compensating for KRW 30,000 per day of hospitalization when the insured undergoes hospitalized treatment due to an injury or disease during the insurance period.

B. On November 11, 2010, the Defendant began to be hospitalized in B Council members for 14 days on the ground of light dump salt, etc., and continued to receive the treatment, from that time, until December 12, 2014, the Defendant received the hospitalized treatment for a total of 508 days (hereinafter “instant hospitalized treatment”) as indicated in [Attachment 1], and the Plaintiff paid KRW 47,61,008 to the Defendant as insurance money in relation to the instant hospitalized treatment.

[Attachment 1] 1: (a) 1: (b) 1/201; (c) 1/6/200 of Nos. 1 B ; (d) 1/6/200; (b) 1/6/6/6/6/6/6/6/6/6/6/6/6/60 of 10; (c) 1/6/6/6/6/7/6/6/6/6/6/6/6/6/6/6/6/6/7 of 100 of 8/6/6/6/7 of 2000 of 8/6/6/600 of 1200; (d) 1/6/6/6/6/6/100 of 8/6/6/6/600 of 8/6/6/600 of cirical cirical disease; and (e) 1/6/610/6/610/6/600 of girical disease.