The main text of the judgment of the first instance is amended as follows.

The defendant shall pay to the plaintiff KRW 8,645,781 and 7,911 among them.

1. Facts as to the cause of claim and deemed confession by the defendant;

A. The plaintiff asserts as follows as the cause of the claim of this case, and the defendant is deemed to have led to confession under the main text of Article 150(3) and main text of Article 150(1) of the Civil Procedure

1) C Co., Ltd. (hereinafter “C”)

(2) On December 27, 2016, a loan of KRW 10,00,00 to the Defendant for a period of 24 months of the loan and interest rate of KRW 23.3% per annum, and on February 21, 2018, the Plaintiff transferred the above principal and interest of the loan to the Plaintiff on February 21, 2018, and on March 13, 2018, the Plaintiff notified the Defendant of the transfer of the said loan based on the power to notify the assignment of the credit that was delegated by C immediately after March 13, 2018. (2) The total amount of principal and interest of the said loan as of January 31, 2018 is KRW 8,645,781, and the principal is KRW 7,911,532.

B. Accordingly, the Defendant is obligated to pay to the Plaintiff the interest or delay damages calculated at the rate of 23.3% per annum from February 1, 2018 to the date of full payment, as to the principal amount of KRW 8,645,781 and the principal amount of KRW 7,91,532.

2. If so, the plaintiff's claim is accepted on the ground of its reasoning, and the judgment of the court of first instance is unfair on the ground of its partial conclusion, and it is so decided as per Disposition by the assent of all participating Justices.