1. The part against the defendant in the judgment of the first instance, including the claim that was reduced by this court, is as follows.

1. Facts of recognition;

A. 1) The Plaintiff entered into a credit guarantee contract with A on April 15, 2003, from April 15, 2003 to April 15, 2004 (the guarantee period thereafter was extended three times to April 13, 2007).

(A) a credit guarantee agreement to guarantee A’s obligations for loans to the Gwangju Bank (hereinafter referred to as “the first credit guarantee agreement of this case”).

(2) On May 2, 2003, the Plaintiff entered into a credit guarantee agreement with A to guarantee a loan obligation to A Industrial Bank of Korea (hereinafter “instant second credit guarantee agreement”) by setting the guarantee period from May 2, 2003 to May 2, 2004 (the guarantee period was extended over three times to May 2, 2007).

3) On November 13, 2003, the Plaintiff extended the guarantee period from November 13, 2003 to November 12, 2004 (the guarantee period was three times to November 13, 2007).

(A) a credit guarantee agreement to guarantee A’s obligations for loans to the Bank of Korea (hereinafter “the third credit guarantee agreement of this case”).

(4) On May 17, 2004, the Plaintiff entered into a credit guarantee agreement with A to guarantee A’s loan obligations to A Industrial Bank of Korea (hereinafter “instant credit guarantee agreement”) by setting a period from May 17, 2004 to May 17, 2005 (the guarantee period was extended two times to May 17, 2007) as the credit guarantee principal of KRW 72 million, and the guarantee period from May 17, 2004 to May 17, 2005.

5. Meanwhile, A agreed to pay damages for delay calculated at the interest rate fixed by the Plaintiff on the amount when the Plaintiff performed the guaranteed obligation in each of the credit guarantee agreements in this case. The interest rate for delay as determined by the Plaintiff was from April 17, 2003.