1. The defendant's appeal is dismissed.

2. The costs of appeal shall be borne by the Defendant.

Purport of claim and appeal

1..

1. Basic facts

A. On September 3, 2012, the Plaintiff concluded a freight special automobile insurance contract (hereinafter “instant insurance contract”) with respect to a truck B 4.5 tons of A driving (hereinafter “Plaintiff’s automobile”) by setting the transportation and insurance period from September 3, 2012 to September 3, 2013.

The Defendant (formerly: ELA Property Insurance Co., Ltd.) concluded an automobile insurance contract with the E-5 car (hereinafter referred to as “Defendant”) of D Driving.

나. D은 2013. 1. 9. 12:00경 F가 동승한 피고측 차량을 운전하여 전남 해남군 계곡면에 있는 13번국도 편도2차로를 강진군 쪽에서 해남군 쪽으로 1차로를 따라 진행하던 중 차량의 운전석을 조작하다가 2차로 쪽으로 차량이 쏠리게 되었는데, 피고측 차량의 뒤에서 위 도로의 2차로로 운행하던 원고측 차량을 발견하고 놀라 좌측으로 급격히 핸들을 돌려 피고측 차량이 중앙분리대에 부딪혀 2차로로 튕겨져 나왔고, 이에 따라 원고측 차량의 조수석 부분을 피고측 차량 우측면으로 들이받아 피고측 차량에 동승하고 있던 F에게 방출성 골절 등의 상해를 입게 하였다

(hereinafter referred to as “instant accident”). C.

On the other hand, in relation to the instant accident, the Defendant paid F with KRW 91,783,540 as insurance money. On August 18, 2014, the Defendant filed a claim against the Plaintiff for return of KRW 18,352,708, out of the insurance money already paid to the Committee for Deliberation on the Settlement of Automobile Insurance Claims (hereinafter “the Committee”) on the ground that the Plaintiff is also responsible for 20% of the instant accident.

Accordingly, on November 24, 2014, the instant commission is 15% of the negligence of the Plaintiff’s vehicle on the ground that “the instant commission is a conflict with the latter vehicle in the process of changing the vehicle from the center of the vehicle from the center of the Plaintiff’s claim, and considering the fact that it is the week, the instant commission is a 15% of the negligence.”