Defendant shall be punished by a fine of KRW 5,000,000.

If the defendant does not pay the above fine, 50,000 won.

Punishment of the crime

1. Any person who intends to operate an unregistered credit business shall register with the Special Metropolitan City Mayor, Metropolitan City Mayor, Metropolitan City Mayor, Special Self-Governing City Mayor, Do Governor or Special Self-Governing Province Governor

Nevertheless, on May 7, 2013, the Defendant, without registering, entered into a loan agreement with C on the second floor of Gangnam-gu Seoul Metropolitan Government, and 5 million won with C on the first floor, provided that 4 million won, after deducting one million won as a prior interest, was issued and that 21 million won as principal and interest shall be repaid for each week on the second day of May. 201.

2. Receipt of the interest exceeding the interest rate limitation;

A. On December 10, 2012, the Defendant entered into a loan agreement of KRW 2,10,000,000 with C on the Ekpet in Gangnam-gu Seoul, Seoul, and agreed to receive repayment of KRW 2,10,000 as the principal and interest on every day of the gold week after deducting KRW 2,10,000 as prior interest, and received interest of KRW 23,00,000 per annum by receiving repayment of KRW 11 as indicated in the attached Table “20,000 won loan and repayment schedule.”

B. The Defendant was above around December 10, 2012.

When concluding a loan contract with C at the place described in paragraph (1), 250,000 won shall be deducted as a prior interest, and the principal shall be repaid once every 15 days with interest, and the principal shall be repaid if any money arises, 143% interest shall be paid at the rate of 1,50,000 won per annum by receiving a total of 6,50,000 won as stated in the attached Table “5 million won loan and repayment schedule.”

C. On April 11, 2013, the Defendant entered into a loan agreement of KRW 30 million with C at a place specified in paragraph (1) around April 1, 201, and deducted KRW 4 million as a prior interest, and agreed to receive reimbursement of KRW 2,320,000 for 21 weeks from the end of every second month to the end of every second month as principal and interest, and received interest of KRW 81% per annum by receiving reimbursement of KRW 2,876,000 in total over 12 times, as indicated in the “the schedule of loan and repayment”.

The defendant is at the place specified in paragraph (1) around May 7, 2013.