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1. The Defendant’s KRW 45,177,54 as well as the Plaintiff’s KRW 6% per annum from March 29, 2013 to January 13, 2015.
Reasons
1. Basic facts
A. On September 19, 2012, the Plaintiff entered into an insurance contract with the Defendant for a work factory (a building: 1272.97 square meters on the ground of the steel-framegll roof; hereinafter “Adong building”) located in 453 square meters, Nam-gu, Incheon Metropolitan City (a building on the ground of the steel-framegllll roof; hereinafter “Bdong building”) and a building attached to the general affiliated facilities (a building on the 3th underground floors above the 3th underground floor of the steel-framed concrete tank slab roof; hereinafter “Bdong building”), all machinery and equipment within the building A, the insured, the Plaintiff, and the insurance period from September 19, 2012 to September 19, 2013; 412,711,080 won (Adong building: 274,115,700 won, Bdong building, 112,795,380 won, and 200 won (hereinafter “the instant insurance contract”).
B. The terms and conditions of the instant insurance contract (hereinafter “instant insurance terms and conditions”) include the following:
[The Insurance Terms and Conditions of this case] Section 2 Section 1 of the Fire Damage Clause 2. The Company shall pay the following expenses to the contractor or the insured (the insured) in the event of the loss caused by the risk guaranteed by Paragraph 1.
1. The cost of removing the remaining substances: the cost of removing the remaining substances, cleaning cost and the cost of loading them into the vehicle at the site of accident;
2. Expenses for prevention of loss: Expenses incurred or beneficial to investigate and seek any method in order to prevent or mitigate damage. Article 2 (2) The following shall be included in the subject-matter of insurance unless otherwise agreed.
1. For buildings:
(a) Appurtenants to buildings: Bridges, gates, places between the owners of the insured and others similar thereto;
(b) Things attached to a building: Signboards owned by the insured, neonss, advertising towers and others similar thereto;
(c) The accessory equipment of a building: Electricity, gas, heating, air conditioning equipment, and similar equipment owned by the insured (person insured).
2. In cases of movable assets (movable assets, household assets, inventory assets, etc.): The insured person and the insured person;