1. The defendant shall pay to the plaintiff the amount of KRW 234,366,719 and the amount of KRW 167,403,99 among them, from November 6, 2018 to the date of full payment.

1. On May 26, 2016, the Plaintiff entered into a loan transaction agreement with the Defendant on the basis of KRW 500 million, interest rate of KRW 50 million, May 26, 2021, annual interest rate of KRW 5.5%, annual interest rate of KRW 2.2% within 30 days in arrears, annual interest rate of KRW 5.2% within 30 days in arrears, annual interest rate of KRW 5.2% within 90 days in arrears, annual interest rate of KRW 6% within 90 days in arrears, time and method of interest payment (hereinafter “instant loan transaction agreement”), and paid KRW 50 million within 26th day of each month from the date of commencement of loan (hereinafter “the instant loan transaction agreement”), and the Defendant lost the interest rate of KRW 50 million from April 8, 2017 to KRW 360, KRW 979,3996,9795,9796, and remaining interest rate of KRW 97.1965,975,29645,297,297.

Therefore, barring special circumstances, the Defendant is obligated to pay to the Plaintiff the agreed delay damages calculated at the rate of 8.5% per annum for the Plaintiff as to the remaining principal and interest of KRW 234,366,719 as well as the remaining principal and interest of KRW 167,403,99 as to the Plaintiff from November 6, 2018 to the date of full payment.

2. The defendant's assertion is merely a signature on the loan transaction agreement of this case upon the request that the loan holder borrowed the name of the loan only for a few months after being introduced through the Dongdong-gu, and as a result, the defendant did so.