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(영문) 서울중앙지방법원 2014.07.04 2013가합529455
보험금
Text

1. The Defendant’s each of the Plaintiffs’ KRW 99,50,000, as well as 6% per annum from July 17, 2013 to July 4, 2014.

Reasons

1. Facts of recognition;

A. C as a researcher of the Korea Institute of Construction and Technology, the Korea Institute of Construction and Technology entered into a collective insurance contract with the Defendant on March 24, 2011 (hereinafter “instant insurance contract”).

In the instant insurance contract, in the event that the insured is a male employee, the insured amount of death insurance due to injury is KRW 199,00,000.

Insurance name: Insurance name: The insurance period of collective security injury insurance (securities No. 3093453): From March 25, 2011 to March 25, 2012: The insured worker of the Korea Institute of Construction and Technology: The other employee and the female employee.

B. On November 17, 201, 201, C was found to be in a remote distance and walked on the road near the Jeju District District Office in Jung-gu, Jung-gu. Around November 17, 201, the fire-fighting team 119 rescue units moved to E Hospital. The above hospital was diagnosed as “the chronic leoptysis (the disease classification code S0650) after having no two open address.” Then, the hospital was transferred to the Human University Set-off white hospital, and the brain pressure was expressed on the brain-oriented body shooting, and was conducted on November 20, 201, but died (hereinafter referred to as “the instant death”). According to the death certificate written by the above hospital, the direct death of the instant deceased person is “the brain liver,” and the previous person is “the brain malopsis, sexual intercourse, and the type of “the external leoptysis” and the type of “the external leopsis.”

C. The Plaintiffs sought payment of the insurance money based on the instant insurance contract to the parents of C, but the Defendant rejected payment of the insurance money on the ground that C was not dead due to credit.

[Reasons for Recognition] Facts without dispute, Gap evidence 1 (Insurance Policy), Gap evidence 2-1 (Death Certificate), Gap evidence 2-4 [General Medical Certificate (National Health Insurance E Hospital), Gap evidence 3-2 (Medical Care Certificate), Gap evidence 4-1 (Medical Certificate), Gap evidence 4-2 (Medical Certificate), Gap evidence 6-1 (No. 6-2) and Gap evidence 6-2 (Basic Certificate), oral argument.

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