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(영문) 춘천지방법원 2012.12.20 2012고단818
대부업등의등록및금융이용자보호에관한법률위반등
Text

Defendant

A Imprisonment for one year, Defendant B’s imprisonment for eight months, and Defendant C for a fine of KRW 1,00,000, respectively.

Defendant .

Reasons

Punishment of the crime

1. Defendant A

(a) A person who intends to engage in credit business or credit brokerage business in violation of the Registration of Credit Business and Protection of Financial Users Act shall register with the Special Metropolitan City Mayor, Metropolitan City Mayor, Do governor or Special Self-Governing Province Governor having jurisdiction over the relevant place of business, and where an unregistered credit service provider lends a loan to an individual, the interest rate shall not exceed 3

On June 2, 2010, the Defendant, without registering a credit business, transferred KRW 9,350,000,000,000,000,000 to the new bank account (Account Number J) in the name of G, which was operated by G in Chuncheon City, to G, who applied for a loan by reporting that the Defendant posted the name of the advertisement set up at the Kafbook, and agreed that he/she would be repaid for the principal and interest of KRW 1,50,000 each day during 83 days, after deducting the fee from KRW 50,000,000 and KRW 1,50,000,000,000 each day.

In addition, the Defendant did not register a credit business, from February 4, 2009 to May 2012, 2012, extended a total of KRW 1,308,424,800 to 23 persons, such as G, such as the list of crimes (1) as shown in the attached Table of Crimes (1), and borrowed a total of KRW 1,308,424,80, and received interest rate of KRW 89.6% to 30% per annum.

(b) No debt collector who violates the Fair Collection of Claims Act shall engage in any conduct that seriously undermines privacy or peace in business by repeatedly or at night calls the debtor or his/her related persons in connection with debt collection without justifiable grounds, or sending words or letters to the debtor or his/her related persons at night;

On April 3, 2010, the Defendant sent text messages to the victim G (50 years of age)’s cell phone using the Defendant’s cell phone at a place where the location is unknown, which read that “I am bitched or bitched in the eye, bitched in the snow, and whether I am bitched.”

Accordingly, the defendant is related to debt collection.

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