1. On the Plaintiff (Counterclaim Defendant),

A. Defendant B shall be from June 1, 2016 to the day of complete payment, as well as KRW 29,670,974.

1. Basic facts

A. The Plaintiff, who is a registered credit service provider, agreed to lend the fees and expenses of delegated affairs to Defendant A, who is a certified judicial scrivener, to the clients for personal bankruptcy and rehabilitation cases, etc., and the said loan was paid to Defendant A, and the obligor agreed to pay the loan to Defendant A in installments by adding the interest at a rate of not more than 39% per annum to the borrowed principal and the debtor paid in installments over

(hereinafter “instant loan agreement”). B.

On November 16, 2011, the Plaintiff entered into a credit extension contract (hereinafter “the instant credit extension contract”) with the Defendants regarding the said loan agreement. As seen earlier, as seen earlier, the Plaintiff loaned the clients who entrust the case of application for rehabilitation, bankruptcy, etc. with the Defendant with the money equivalent to the commission fee and the cost, and immediately paid the Defendants who will follow the said procedure. The Defendants jointly and severally guaranteed the Defendant’s obligation to the unpaid principal of the loan to the respective clients. The main contents are as follows.

Article 1(Purpose)The purpose of this Agreement is to supplement the credit of the client in lending the money to the client of Party A (Defendant A) who is unable to raise the costs of filing an application for rehabilitation, bankruptcy, transmission, etc. and the fees of attorney-at-law and certified judicial scrivener.

Article 2 (Main Obligations) (1) A shall lend money to B to the clients, etc. who delegate the case of application for individual rehabilitation, bankruptcy, litigation, credit loans, etc.

A shall pay a loan only to B and joint guarantor, and deposit shall be made into a designated account.

(2) A shall lend the amount of attorney fees, certified judicial scrivener fees, application fees, credit loans, etc. entered in a delegation contract.

(3) A shall be paid in installments each month during a period of one year from the date of loan, the sum of which amounts to not more than 39% per annum from the clients of B.