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1. The plaintiff's claim is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Facts of recognition;
A. On August 25, 2008, the Plaintiff entered into the instant insurance contract with the Defendant on August 25, 2008. Of the insurance contracts entered into with the Defendant as the insured, the current status of the insurance contract containing a monthly insurance premium for injury, daily allowance for injury, or special contract for hospitalization, which is calculated on March 4, 2004, 150,000 30,000 Samsung Fire 30,000 on March 4, 2004, terminated on August 5, 2008; 25, 0050,0050 on August 45, 2008; 30,000 KRW 50,000 on March 26, 2008; 30,000 KRW 30,000,000 on May 30, 200, 2000, 06, 006, 2005, 004
(P) No. 2 is the insurance contract of this case).
After the instant insurance contract, the Defendant was hospitalized for 17 days on November 18, 2009 under the diagnosis of brain-dead, etc. on 17 days, and received KRW 20,286,222 as insurance money from the Plaintiff under the instant insurance contract, after being hospitalized for 23 days in total under the diagnosis of acute organ infection, knee-pathrosis, spine brate softens, or low fladism, etc. until November 3, 2014.
C. At the time of the instant insurance contract, the Defendant, as a daily employed worker, obtained income of KRW 25,180,00 in 207, KRW 27,426,00 in 208 (average of KRW 2,285,50 in the month), KRW 21,05,00 in 209 (average of KRW 1,754,583,333 in the month), as a daily employed worker.
[Ground of recognition] In the absence of dispute, the statements in Gap 1, 2, and 4, Mez fire insurance Co., Ltd., Samsung Fire Insurance Co., Ltd., Hanhwa Life Insurance Co., Ltd., interest country life insurance Co., Ltd., AIA bio-Korean branches, and PCA life insurance Co., Ltd., the result of the order of submission of tax information to the head of the office of net tax office, as a result
2. The plaintiff's assertion and judgment
A. The Plaintiff’s assertion that the instant insurance contract aims at purely against the risk of life, body, etc.