1. The plaintiff's appeal is dismissed.

2. The costs of appeal shall be borne by the Plaintiff.

The purport of the claim and appeal is the purport of the appeal.

1. Basic facts

A. On March 28, 2008, the Plaintiff concluded an insurance contract with the Defendant as the insured (hereinafter “instant insurance contract”).

B. After the conclusion of the instant insurance contract, between April 14, 2008 and December 16, 2014, the Defendant was hospitalized for 516 days in total under the diagnosis, such as salt pansium of the bones, Huliebrate, bones, and other congested signboards accompanied by the nephal ppuri disease, both sides knee knee knee knee knee knee knee kne knee kne knee knee knee kne kne knee kne kne kne

C. On April 30, 207, the monthly insurance premium of an insurance company as of the date of its subscription : 63,400 disease: 30,000 disease: KDB life on December 31, 2007: 160,600 disease: 50,000 disease: 30,000-70 : 65,600: 50,000 disease: 30: 30,000 insurance money on January 31, 208: 30,000 : 30,000 : 30,000 : 30,000 : 32,30: 50: 0: 50,000 : 50: 50,000 : 50: 50,000 50, 308, 208, 208, 308, 2008.

10. KB damage 23,760 injury on April 8, 2008: 50,000 disease:50,000 as of March 31, 2015, the insurance money is confirmed to have been paid until July 15, 2015, as of September 18, 2009, as of September 18, 2009.

Monthly insurance premium paid in 509,760 won

C. The status of the insurance contracts, including the instant insurance contract, concluded between December 31, 2007 and September 18, 2009 by the Defendant as the insured is as follows.

(B) Monthly insurance premium was based on the date of the initial conclusion of the insurance contract, and the insurance contract of this case is No. 4). [The grounds for recognition] of the absence of dispute, Gap evidence No. 1 through 3, Eul evidence No. 8 and 13 (including each number number), KRB life insurance company, lotl damage insurance company, Mzz marine insurance company, etc.