1. The insurance contract entered in the separate sheet concluded between the Plaintiff and the Defendant A is invalid.

2. The defendant B.

1. Basic facts

A. On April 7, 2010, Defendant B entered into an insurance contract with the Plaintiff as the insured (hereinafter “instant insurance contract”). After that, Defendant B entered into an insurance contract with the Plaintiff on December 7, 2010, the contracting party of the instant insurance contract was respectively changed to Defendant A (Defendant B’s son) again on December 31, 2010.

B. The Defendant B paid the Plaintiff’s insurance proceeds and the occurrence of the insured events from May 10, 2010 to the 15-day hospitalization at the D Hospital in the Dauman Island, as indicated in the following table, was conducted in total at each hospital for 1,088 days from May 10, 2010 to June 20, 2014. Under the instant insurance contract, Defendant B was paid KRW 31,420,000 as the insurance proceeds from the Plaintiff.

The date of hospitalization under the hospital name of the accident-related hospital is the same day as the date of discharge of the immediately preceding medical institution, so it was excluded from the number of days of hospitalization.

Amount (won) 1.0 0. D. D. 15. 200- May 10, 2010 to 15. 200- May 21, 2010, 200 2 E. 2 E. H. 14- May 25, 2010 to 10.7. 10-6-30-6-10-7 G. 10-7 G. 10-7 G. 2010 to 10-7 G. 2010 to 10.10-7 G. 10-7 G. 2010 to 10.10-7 G. 10-10 to 10-7 G. 10-10 to 20-7 G. 10-10 to 10-7 G. 200 to 208. 10