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1. The plaintiff's appeal is all dismissed.
2. The costs of appeal shall be borne by the Plaintiff.
Purport of claim and appeal
The first instance court.
Reasons
1. The reasoning of the court's explanation concerning this case is that of the first instance court's reasoning.
1) Paragraph 4 (No. 2) (No. 17), “Insurance Money,” “No. 6” “Insurance Money,” “No. 6 (No. 3,6,7), and “No. 8 (No. 1,8)” and “No. 6 (No. 3, 6, 7)” and “No. 8-1, 8 (No. 6).”
2) Paragraph 2 of Article 420 of the Civil Procedure Act shall be cited on the grounds of the first instance judgment, except for adding the following judgments as to the matters alleged by the Plaintiff in the trial at the trial at the time of the trial at the same time.
2. Additional determination
A. Even if each of the instant insurance contracts asserted by the Plaintiff is null and void, the insurance solicitor must explain to the policyholder the fact that the insurance contract becomes null and void without obtaining the written consent of the other party who is the insured when concluding the insurance contract whose death is the insured event
Nevertheless, since an insurance solicitor D or E of the Defendants failed to fulfill the above duty to explain, the Defendants were unable to receive the insurance proceeds, so the Defendants are liable to compensate each Plaintiff for the damages in accordance with Article 102 of the Insurance Business Act.
B. (1) According to the evidence mentioned above, the following facts can be acknowledged.
(A) On November 2009, the Plaintiff thought that the deceased, who is the husband of F, a partner of F, who was a partner of F, was unable to live for a long time due to liveration. ① The Plaintiff suggested that E, an insurance company, an insurance company, would have the deceased, while living for a long time with his family members, living separately from his family members, and did not have a proper meal without a certain occupation, and that he would have the deceased buy the insurance policy to reduce the amount of the fee, and ② The F would have the insurance premium, which is the insurance company, receive only the signature of the deceased in the insurance-related documents.