1. All appeals filed by the Plaintiff (Counterclaim Defendant) against the principal lawsuit and counterclaim are dismissed.

2. The appeal costs.

1. The reasoning of the court of first instance’s explanation concerning this case is as follows, and this case is cited by the main text of Article 420 of the Civil Procedure Act, except where the relevant part is modified or added (including attached Form).

2. Parts used or added;

A. Of the text of the judgment of the first instance, the first instance court stated that ① “the person received” as “the person who applied for a loan,” and ② the “Evidence No. 5” as “The Evidence No. 5” as “The Evidence No. 5, No. 8, No. 7-1, No. 7-2, and No. 9-1 through No. 3,” respectively.

B. On the third page of the judgment of the court of first instance, “a content certification” is added subsequent to “a content certification” in the 12th sentence.

3. In conclusion, the plaintiff's main claim is dismissed as it is without merit, and the defendant's counterclaim is justified, and the judgment of the court of first instance is just in conclusion, and all appeals against the plaintiff's main claim and counterclaim are dismissed as it is without merit. It is so decided as per Disposition.