1. Defendant shall be punished by a fine of KRW 3,000,000;

2. Where the defendant does not pay the above fine.

Punishment of the crime

"2016 High Doz. 90

1. No one shall transfer or acquire any access medium unless otherwise specifically provided for in other Acts in using or managing the access medium;

Nevertheless, if the defendant intends to grant a loan from a person who has become aware of his/her name on the Internet, he/she shall inquire about credit rating and send a subordinate account.

In other words, “I hear the horses,” around March 17, 2014, the NH Securities Account (C) was opened in the name of the Defendant at the offset branch, and around March 18, 2014, the agricultural bank opened the agricultural bank account (D) at the clock branch in Seoul Livestock Industry, and transferred the clock card connected with the above two passbooks and passbooks to Kwikset Service Officer before the mutual convenience store in Seoul on the same day.

"2016 High Doz. 102"

2. No one shall transfer or acquire any access medium unless otherwise specifically provided for in any other Act in using or managing the access medium;

Nevertheless, if the defendant intends to grant a loan from a person who has become aware of his/her name on the Internet, he/she shall inquire about credit rating and send a subordinate account.

C. Around March 17, 2014, the Defendant opened each of the Defendant Samsung Securities Account (E), Dongyang Securities Account (F), and Korea Investment Securities Account (G) and transferred the e-mail cards connected to the said three passbooks and passbooks through Kwikset Service Articles.

Summary of Evidence

[2016 High Court Decision 90]

1. Statement by the defendant in court;

1. Statement made by the police with H;

1. A petition, a statement of savings deposit transaction (NH NoCF), a statement of transfer processing immediately to each user (NHCFF), a statement of increase or decrease in loans, a statement of inquiry about insurance contract loans (hereinafter referred to as NACF), a new card loan transaction details, inquiry about the new card transaction details, a confirmation letter of transaction details, a inquiry about the details of deposits and deposits by NH bank, a confirmation of account opening and service application documents, and customer personal information [2]

1. Statement by the defendant in court;

1. Police statements made to I and J;

1.Each investigation report.