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(영문) 대구지방법원 2014.05.23 2014고정61
대부업등의등록및금융이용자보호에관한법률위반
Text

Defendant shall be punished by a fine of KRW 2,000,000.

If the defendant does not pay the above fine, 50,000 won.

Reasons

Punishment of the crime

The defendant is a person engaged in a unregistered credit business, and B is an employee who belongs to a unregistered loan business entity of the defendant.

Any person who intends to engage in a credit business for delivery of money and brokerage of receiving and receiving money shall register with the competent administrative agency, and any person who actually engages in a credit business without registering the credit business shall not, where he/she lends money to an individual, exceed 30 percent per annum, which is the interest rate prescribed by the Presidential Decree.

Nevertheless, at around 14:00 on July 19, 2013, the Defendant, in collusion with B, lent 2 million won to C in the vacant lots adjacent to the headquarters of the Civil Defense Headquarters of Gyeonggi-do, Daegu, Chungcheongnam-do, and deducted 1.640,000 won in the name of the commission, and paid 1.840,000 won in actual 1.8% in annual interest rate, and received interest in violation of the statutory interest rate limit.

Summary of Evidence

1. Defendant's legal statement;

1. C's written statement (victims' summary);

1. Application of Acts and subordinate statutes to report on internal payment;

1. Article 19 (1) 1, Article 3 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users regarding criminal facts, Article 19 (2) 3, Article 11 (1), and Article 30 of the Act on Registration of Credit Business, etc. and Protection of Finance Users, Article 19 (2) 3, Article 19 (1) and Article 30 of the same Act on Protection of Finance Users, and the selection of penalties for each fine;

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse;

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