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1. B’s insurance contract on November 23, 201 relating to death is based on the insurance contract indicated in the attached list against the Plaintiff’s Defendant.
Reasons
1. The following facts may be found either in dispute between the parties or in combination with the whole purport of the pleadings in the entries in Gap evidence Nos. 1 to 5 and No. 8:
On May 10, 2002, the Plaintiff entered into an insurance contract between B and the Defendant with B as the principal insured (hereinafter “instant insurance contract”). The terms and conditions of the instant insurance contract, which include a special agreement for guaranteeing the death of a disaster, include the following:
Article 14 (Insurance Risk for which no Insurance Money is paid. ① The Company may terminate this special agreement with the absence of insurance money if any cause for the payment of insurance money occurs due to any of the following cases:
1. Where the insured intentionally damages himself/herself, however, he/she shall not be the case where the insured has impaired himself/herself in a state of mental illness and where he/she commits suicide or has injured himself/herself after two years from the date of commencement of liability (in cases of an inevitable contract, the date of reinstatement order) of the contract;
B. B around November 23, 2011, around the same day, the body autopsy was killed in the fleet after 1818, 1818, the body autopsy, the residence of which was located. The body autopsy written on the same day stated that the cause of death is the two parts by fall and multiple long-term damage, which is presumed to be suicide.
At the time of the death of the insured, the Plaintiff paid the general death insurance money under the insurance contract of this case to the Defendant.
C. On October 20, 2014, the Defendant received a civil petition to the Financial Supervisory Service as to whether the calculation of insurance proceeds is appropriate with respect to the payment of the instant accident death insurance proceeds.
2. The parties' assertion
A. The Plaintiff’s assertion 1 does not constitute a case of death due to a disaster stipulated in the insurance clause of this case, since the Plaintiff’s assertion 1 did not have any possibility of disaster.