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1. The part against Defendant A and B in the judgment of the first instance shall be modified as follows:
The plaintiff's defendant A and B.
Reasons
1. Facts of recognition;
A. On August 4, 1998, Defendant A’s unpaid credit card payment (1) Msan Fisheries Cooperatives (hereinafter “Masan Fisheries Cooperatives”) issued Defendant A a credit card “A” to Defendant A.
(2) Defendant A unpaid the above credit card price (hereinafter “the instant card price”).
As of August 8, 2014, the principal and interest of the instant card was KRW 16,348,919 (=principal KRW 3,503,672 for delay damages of KRW 12,845,247).
B. On December 31, 1998, Defendant A’s loan and joint and several sureties of Defendant B and C’s joint and several sureties loan (1) loan (a) the Korea Saemaul Bank of Yong-Naman (hereinafter “Korea Saemaul Bank”) loaned KRW 10,60,000 to Defendant A at an annual interest rate of KRW 19%, annual interest rate of KRW 22%, annual interest rate of delay damages, and December 31, 200.
(hereinafter “instant first loan”). Defendant B and C guaranteed the first loan obligation on the same day.
(C) According to the agreement between community credit cooperatives and the Defendants, the repayment period of the first loan of this case was extended until December 31, 2003.
(B) The principal and interest of the instant loan No. 1 as of August 8, 2014 is KRW 17,267,981 (=the remaining principal and interest of KRW 8,563,020 and damages for delay).
(2) On December 11, 2000, Masan Bank loans (A) at the interest rate of KRW 9,500,000 per annum 12.5% per annum, 18% per annum, and 11 December 2001, 200.
(hereinafter “instant second loan”). Defendant B guaranteed the second loan obligation on the same day.
(B) The principal and interest of the instant second loan as of August 8, 2014 is KRW 24,862,400 (=the remaining principal and interest of KRW 6,568,118 and damages for delay).
C. On June 28, 2013, the Plaintiff acquired the instant card payment, and the principal and interest on loans Nos. 1 and 2 from Msan Cooperatives and community credit cooperatives.
On June 23, 2014, the Plaintiff was delegated by Msan Fisheries Cooperatives and community credit cooperatives, and notified Defendant A of the assignment of claims by content-certified mail.
[Grounds for recognition] Gap evidence No. 1-3, Gap.