1. Of the judgment of the court of first instance, the part against the Defendants exceeding the money ordered to be paid under the following subparagraphs shall be revoked.

1. The reasons for this part of the underlying facts are as follows, and they are cited by the main sentence of Article 420 of the Civil Procedure Act, since the judgment of the first instance is the same as the corresponding part of the judgment, except for dismissal or addition as follows:

The two pages of the judgment of the court of first instance are 10,000,000 "D" as "E".

The following shall be added between 3 pages 19 and 20 of the judgment of the first instance:

『〈2007. 12. 4.자 지점운영매뉴얼 제1장 본사 부분

2. Management of a branch office for the scope of business of the head office (1) shall manage and support the following matters in relation to the performance of business of the branch office conducting marketing at the local site:

c. Revenue: The head office shall manage the details of the sales-related revenue generated from the branch office;

The branch offices shall comply with the following criteria with respect to the amount of deposits from customers:

The cash receipt shall induce the customer to deposit into the head office account directly by the branch office, and in case of collecting securities, such as bills, the branch staff shall visit the head office on the following day after the receipt of securities and make the deposit.

In addition, at the time of the business partner collection, the business partner of the branch office shall issue a receipt for deposit to the business partner by utilizing the industrial PDA, and the data related to the collection shall be immediately transmitted to the head office system.

Part II of Branches

2.The branch offices shall comply with the following criteria in relation to the management of the customer.

A. In order to ensure the sound management of the existing clients, from time to time verify the details of sales, receipts, balance, etc., and apply the “transaction grade management” in the head office to prevent insolvency and respond promptly to the occurrence of loss by closely cooperating with the head office, if any signs were discovered.

(3) Branches shall observe the following guidelines with respect to the amount of deposits from customers:

A. It shall be inevitable to continuously induce a customer to deposit into the head office account in cash.