All appeals by the Defendants are dismissed.

1. The summary of the grounds for appeal is too unreasonable that each sentence (Defendant A: 8 months of imprisonment and 2 years of suspended execution, Defendant B: 1 year of imprisonment and 2 years of suspended execution) sentenced by the court below against the Defendants is too unreasonable.

2. In light of the fact that the Defendants recognized the facts charged in this case and against the mistake, the financial users of this case want to take the Defendant’s wife, there is no record of criminal punishment against Defendant A, and Defendant B did not have any criminal record exceeding the same kind or fine, but there is a need to strictly commit the same crime as this case in order to establish a sound financial transaction order and protect the financial users who lack economic capacity. The crime in this case exceeds the interest rate of the unregistered credit service provider without registering the loan business, and Defendant A loaned a total of KRW 90 million five times between about 1 and 4 months between approximately 11 months, and Defendant B loaned a total of KRW 2,70,000,000,000 to nine times between 11 months, and the period and amount of the loan, interest rate, etc., and there is no special circumstance to change the sentence following the sentence of the lower court, and there is no reason to deem the Defendants to have committed the crime in this case’s case’s circumstances and circumstances, and there is no other reasons to be no special circumstances to change in circumstances.

3. In conclusion, the Defendants’ appeal is without merit. Thus, all of the appeals are dismissed in accordance with Article 364(4) of the Criminal Procedure Act. It is so decided as per Disposition.