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Defendants shall be punished by imprisonment for eight months.
However, as to the Defendants for two years from the date this judgment became final and conclusive.
Reasons
Punishment of the crime
1. D, E, and Defendant A’s joint criminal conduct: (a) among the loan holders, the nominal owner with credit rating available for the loan and the lessor of the lease on a deposit basis with a house of 85 square meters or less national housing, and (b) arranging the loan; (c) Defendant A, as the mother of G, the owner of F 401, Dobong-gu Seoul Metropolitan Government, entered into a false real estate lease contract as if the loan owner entered into a contract to move into the house owned by the lessor as a whole through D and improscers; and (d) E, while working for a certain period through D and improscers, by being supplied with income supporting documents, such as a fake employment certificate, and by deceiving the financial institution to submit them, and conspired to have part of the loan divided into two categories of loans according to their roles.
Defendant
A on November 5, 2012, the Dobong-gu Seoul Metropolitan Government Office of I Licensed Real Estate Agents located in 110 Dong 101, 101, and the fact was prepared with respect to the above F, stating that E is a lessee even if E is not a lessee, and upon receipt of a false certificate of employment, a false certificate of eligibility for health insurance, and a written confirmation of eligibility for health insurance, etc., on November 201, 201 that E was working for JJ from D and Froman, and then submitted a “worker's Housing Lease Loan” to the victim bank branch located in Dobong-gu Seoul Metropolitan Government and submitted a written lease contract, a certificate of employment, and a written confirmation of eligibility for health insurance, and Defendant A was transferred from the victim as a deposit money on November 23, 2012.
As a result, D, E, and Defendant A conspired with the bropsyer for an unsound loan, deceiving the victim, and deceiving the victim by fraud of KRW 55 million from the victim.
2.K,.