1. The defendant shall pay to the plaintiff the amount of KRW 54,096,070 and KRW 49,713,00 among them, from September 18, 2018 to the day of full payment.

Comprehensively taking account of the respective descriptions and arguments in Gap's evidence Nos. 1 through 7, the defendant joined the plaintiff's D Card member on October 27, 2001 and used the D Card (including installment purchase, card loan, etc.). The amount that the defendant is liable to pay to the plaintiff as of September 17, 2018 shall be 54,096,070 won (=the amount used until September 5, 2018 for the period that was not paid as of the settlement date, and its late 29,08,353 won and its late 29,000 won and its late 20,860,087 won and its late 28,000 won and late 208,000 won and late 20,000 won and late 18,000 won and late 28,000 won and late 16,000 won and late 281,2818).

Thus, the defendant is obligated to pay to the plaintiff 54,096,070 won and 49,713,001 won among them with 20% interest per annum from September 18, 2018 to the time of full payment.

Plaintiff

The claims are justified and accepted in all.