1. Revocation of a judgment of the first instance;

2. The Defendant shall pay to the Plaintiff KRW 3,00,000 as well as its full payment from September 6, 2015.

1. Facts of recognition;

A. The Plaintiff is a lending company that completed registration pursuant to the Act on Registration of Credit Business, etc. and Protection of Finance Users (hereinafter “Credit Business Act”).

B. The Defendant entered into a loan agreement with a credit business company that has completed registration pursuant to the Credit Business Act (hereinafter “Apropy social loan”) and a loan agreement with a maximum amount of KRW 3,00,000 on August 7, 2015, a loan interest rate of KRW 34.9% per annum, a overdue interest rate of KRW 34.9% per annum, a 34.9% per annum on August 7, 2020, and a date when the contract expires, and received the loan accordingly.

(hereinafter “instant loan”). C.

On November 30, 2015, Apropy social loan transferred the claim for the instant loan to the Plaintiff. Around that time, the Defendant was notified of the assignment of the claim and this notification was delivered to the Defendant.

From September 6, 2015, the Defendant did not pay the instant loan from September 6, 2015, and the balance of the principal of the instant loan as of the same day is KRW 3,000,000.

[Grounds for recognition] The descriptions of evidence Nos. 1 and 2, and the purport of the whole pleadings

2. According to the above facts of determination, the Defendant is obligated to pay to the Plaintiff who acquired the instant loan claim KRW 3,00,000,000 in the balance of the principal of the instant loan and damages for delay calculated at the rate of KRW 34.9% per annum, which is the rate of delay damages, from September 6, 2015 to the date of full payment.

3. As such, the plaintiff's claim is justified, and the judgment of the court of first instance is unfair, and it is so cancelled, and it is so decided as per Disposition by ordering the defendant to pay the above money.