A defendant shall be punished by imprisonment for not more than ten months.

Punishment of the crime

In order to stabilize the residence of homeless workers, the Ministry of Land, Infrastructure and Transport operates the system of lending the entire housing loan to workers who lend the entire housing loan funds from the National Housing Fund at a rate lower than the mid-term market interest rate without securing the said funds.

The defendant, using the fact that the financial institution entrusted with the above loan service only conducts a formal examination, submitted a false lease contract and documents related to employment to the financial institution as well as a nameless loan hub, and received and divided the loan.

Around October 8, 2012, the Defendant did not work for “C” corporation, and did not intend to reside in D’s house, following the public offering as above, the Defendant transferred a false lease agreement stating that the Defendant is leased to the Defendant, such as a false certificate of employment prepared as if the Defendant worked for “C”, a certificate of income tax collection, etc., and a false lease agreement with the purport that the Defendant is leased Nos. 305, 905, 905, and 305, 900,000,000,000,000,000,000,000,0000,000,000,000,000,0000,000,000,000,000,000,000,000,000,000,000,000

Accordingly, the defendant, in collusion with the victim Nong Bank in collusion with his nameless loans brobeers, deceivings the victim Nong Bank, and he received 90 million won from the victim on October 23, 2012 from the victim to the account in the name of D on the pretext of the loan for Jeonse loan.

Summary of Evidence

1. Statement by the defendant in court;

1. Application for a loan, a loan transaction agreement, an application for a credit guarantee, a credit guarantee agreement, an apartment lease contract, an deposit certificate of a single head of Tong (the Nonghyup Bank's head office), and application of statutes governing the certificate of employment;

1. Relevant Articles 347(1) and 30 of the Criminal Act concerning criminal facts, and the reason for sentencing of sentence of imprisonment.