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(영문) 광주지방법원목포지원 2016.09.22 2013가합10791
보험금
Text

1. As to the accidents listed in the attached Form 1, the plaintiff against the defendant based on the insurance contract listed in the attached Form 2.

Reasons

1. Facts of recognition;

A. On January 25, 2008, the Plaintiff entered into an insurance contract with the Defendant as the insured and beneficiary as shown in attached Table 1.

B. The main contents of the instant insurance contract are as follows.

Article 13 (Compensation for Loss) (1) of the terms and conditions of the insurance contract of this case (hereinafter referred to as "damage") of this case where the insured suffers bodily injury (excluding personal injury, personal injury, bill, bill, and bill; hereinafter the same shall apply in this terms and conditions) due to a sudden and incidental accident during the insurance period of this case (hereinafter referred to as "accident"), the company shall compensate for the damage resulting from the injury (hereinafter referred to as "damage") in accordance with the terms and conditions.

Article 16 (Insurance Money for Old Disability) (1) In case the insured was injured by an accident as prescribed in Article 13 (Compensation for Damages), and the company has, as a direct result, lost part of the body within two years from the date of the accident, or has lost its function permanently (hereinafter referred to as "after all the terms and conditions" in this Article) and the rate of payment specified in the Disability Classification Table remains equivalent to or more than 80% of the rate of payment in the disability classification table (hereinafter referred to as "higher disability") (hereinafter referred to as "the terms and conditions"), it shall pay to the beneficiary the insurance amount stated in the insurance policy in the insurance policy.

Article 17 (Effect of Other Physical Injury or Disease) (1) Where the insured has suffered any bodily injury as prescribed in Article 13 (Compensation for Loss), or as prescribed in Article 13 (Compensation for Loss) (1), after having already existed physical injury or disease, the insured has suffered any injury as prescribed in Article 13 (Compensation for Loss) due to the influence of a new injury or disease resulting from regardless of the accident resulting from which he/she has caused it, the company shall determine and pay the amount equivalent to the time when he/she has not caused it.

C. The defendant, on July 24, 2009, has a telegraphic wave and is on a bridge.

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