A defendant shall be punished by imprisonment with prison labor for not more than ten months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

On July 11, 2017, the Defendant: “Around July 2017, the Defendant transferred the means of access to the lending of the passbook by accumulating transaction performance and raising credit by raising the credit; but did not receive the loan; and on August 23, 2017, the investigation of the Gangnam Police Station and the Electronic Financial Transactions Act committed a violation of the means of access by transferring the means of access, and became aware of the fact that the money transferred to his/her own deposit account is the amount of damage from the scaming, in order to accumulate the transaction performance for the lending.

Nevertheless, on March 11, 2019, the Defendant received a proposal that “The Defendant would provide loans of KRW 24 million by accumulating transaction performance because credit is not good, to the employees of the B,” and then, notified the Defendant of the account number and password of the C Deposit Account (D) in the name of the Defendant by telephone.

On March 12, 2019, an employee under the name of the Financial Supervisory Service shall transfer 9 million won, 200,000 won, to a bank account in the name of the victim E by telephone and misrepresenting the victim E to make a substitute loan of 6.3% interest per annum. For a loan, it is necessary to verify the ability to repay the loan through the Financial Supervisory Service. As such, the amount of loan must be remitted to the bank account of the Financial Supervisory Service, 20% of the loan amount, and for a preferential loan, 9 million won, 20% of the loan amount shall be remitted to A’s deposit account, an employee of the Financial Supervisory Service, which is 20% of the loan amount, to the bank account of the Financial Supervisory Service.” On the same day, the victim took over 90,000 won to C’s deposit account under the name of the defendant, and the defendant took over 17:00 on March 12, 2019 to the account designated by 9 million won by the Financial Supervisory Service.

This is the defendant.