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1. The plaintiff's claim is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Basic facts
A. The plaintiff is a company running various insurance business, including non-life insurance business.
It is an insurer who has entered into a comprehensive automobile insurance contract with 9 vehicles listed in the table of this subsection (hereinafter referred to as “insured vehicles”).
B. On October 4, 2016, Jeju-do began with the influence of typhoons (CHABA) No. 18, and the typhoons (CHABA) was issued at one o’clock in the same day on the same day.
On October 5, 2016, the insured vehicles were parked in the accident site confirmed by the following table, and the vehicle was damaged by flooding due to heavy rain caused by typhoons.
(hereinafter “the instant flood accident”). The cause of the Plaintiff’s assertion of the number number No. 1 C (hereinafter “the instant flood accident”). At the Jeju-si 1 C, the cause of the Plaintiff’s assertion 2 F Doz., G apartment neighboring the G apartment No. 3 H Doz. 3 H, Jeju-si, G apartment No. 4 K Doz., GV, GGGL LG 4, KM 5O in the vicinity of the LG apartment parking lot adjacent to the G apartment No. 6 Qz. 7, the area adjacent to the G apartment No. 3, the G apartment No. 3, the area adjacent to the G apartment No. 3, the area adjacent to the G apartment No. 8V, the area adjacent to the G apartment No. 3, the area adjacent to the
C. The Plaintiff paid a total of KRW 94,434,00 as insurance money for the damage of the insured vehicle caused by the flood accident.
According to the media reports at the time, the cost of the proposal between October 4 to October 5, 2016 was 175.1m, and the cost of the AA located in the Jeju city was 50m, and the damage was caused by 50 vehicles located in the surrounding area while the cost of the AA located in the Z at Jeju city, and 30 persons were isolated.
[Ground of recognition] Unsatisfy, each entry in Gap evidence 1-32 (including a tentative number), and the purport of the whole pleadings
2. The plaintiff's assertion
A. In the event of typhoons, the occurrence of flood damage caused by heavy rain was sufficiently known to the defendant.
In fact, Jeju's area recorded the strong rain of 420 meters per day on September 16, 2007, the strong rain of 206 meters per day on September 17, 2012.