1. Revocation of a judgment of the first instance;

2. The Defendant’s KRW 11,091,486 and KRW 11,474,576 as to the Plaintiff from October 1, 2013.

Comprehensively taking account of all the arguments set forth in Gap evidence 1 through 4, 10, and 11, the plaintiff extended loans to the defendant on October 29, 2010 7.9% per annum, interest rate of 23 million won per annum, interest rate of 29.9% per annum, and interest rate of 60 months on condition that principal and interest shall be repaid in installments. ② The defendant paid the principal and interest of the loan as of September 30, 2013, 11,474,576 won as of September 30, 2013, 148, interest rate of 148,515, late interest rate of 11,789 won as of 197, 147, 164, 197, 146, 1475, 197, 146, 197, 194, 364, 197, etc. of the loan as at the time of the loan.

Therefore, the plaintiff's claim shall be accepted with due reasons, and the judgment of the court of first instance is unfair with different conclusions, so it is so decided as per Disposition by accepting the plaintiff's appeal and accepting the plaintiff's claim.