1. The defendant shall pay to the plaintiff KRW 567,714,789 and KRW 514,547,190 among them from May 31, 2012 to the date of full payment.

1. Serial No. 1470,000,000 general loans of 400,000 on May 29, 2009 at 19.6% on June 5, 2008; 19% on June 5, 2008; 470,000,000 general loans of 270,000,000.6% on June 5, 2008; 19% on June 5, 2008; 470,000 business purchases of 19% on June 5, 2008.

A. The Plaintiff loaned each of the loans to the Defendant as set forth in the table Nos. 1 through 3, and the Defendant obtained credit cards from the Plaintiff as set forth in the table Nos. 4 below.

B. Of the loans set forth in subparagraphs 1 through 3 of the above Table as of May 30, 2012, KRW 546,895,406, totaling KRW 514,547,57,190, and interest, etc. 32,348,216, and KRW 546,895,406, among the credit card usage fee claims set forth in the above Table Nos. 4, the principal amount of KRW 19,963,996, and interest, etc., remains in KRW 20,819,383, respectively.

【Fact-founded party’s grounds for recognition】 The entry of Gap’s evidence Nos. 1 through 8

2. According to the judgment and the facts of the above recognition, the defendant is obligated to pay to the plaintiff 567,714,789 won (=546,895,406 won 20,819,383 won) and to pay damages for delay calculated at the rate of 25% per annum per annum from May 31, 2012 to the date of full payment for the principal amount of the above loans, 514,547,190 won, 19% per annum, and to pay damages for delay calculated at the rate of 19,963,96 won per annum per annum from May 31, 2012 to the date of full payment for the principal amount of the above loans. Thus, the plaintiff's claim is justified and it is so decided as per Disposition.