Defendant shall be punished by a fine of KRW 1,500,000.

If the defendant does not pay the above fine, 50,000 won.

Punishment of the crime

Any person who intends to obtain credit information from a credit bureau or a credit information collection agency, shall obtain consent from the individual concerned in writing, or by electronic documents containing a certified electronic signature, etc., and in such cases, the person who intends to obtain such personal credit information shall notify the individual that the credit rating may decline when inquiring about the personal credit information

On May 31, 2013, the Defendant: (a) entered the victim’s resident registration number in the 1001 personal member new examination screen in the NongHyup Bank B branch of NHFFF; (b) entered the victim’s resident registration number in the 1001 personal member identification computer screen without obtaining the victim’s consent from the victim C; and (c) made an inquiry of personal credit information about the victim by taking over the registration server.

Accordingly, the defendant violated the Act on the Use and Protection of Credit Information by being provided with personal credit information of the victim, such as the details of loans and credit rating, from 4 credit bureau such as the Korea Federation of Banks.

Summary of Evidence

1. Defendant's legal statement;

1. Statement to C by the police;

1. Inquiries about the details of examination of private members;

1. Application of the Acts and subordinate statutes attaching data submitted at least four credit bureau, such as the Korea Federation of Banks;

1. Selection of a fine and fine under Articles 50 (1) 4 and 32 (2) 2 of the Act on the Use and Protection of Credit Information in relation to a crime;

1. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse;

1. Article 334 (1) of the Criminal Procedure Act of the provisional payment order;