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Defendant
A Imprisonment with prison labor for two years, and for ten months, for each of the defendants B.
However, this judgment is delivered to Defendant A.
Reasons
Punishment of the crime
1. Defendant A
(a) A person who intends to engage in loan business in violation of the Act on the Registration of Loan Business, etc. and Protection of Financial Users shall register the relevant place of business with a Special Metropolitan City Mayor, Metropolitan City Mayor, Metropolitan Autonomous City Mayor, Do Governor or Special Self-Governing Province branch office
Nevertheless, on April 7, 2017, the Defendant, without registering with the Mayor/Do Governor having jurisdiction over the place of business, lent KRW 4,00,000 to F who wishes to borrow 4,00,000 in the “E” carpet located in Seodaemun-gu Seoul Metropolitan Government, and paid KRW 3,260,000 after deducting KRW 740,000 per annum from the prior interest rate, and loaned KRW 120,00 per day to 671.5% per annum for 38 days, as indicated in the attached crime list, and did not register each loan business with nine applicants for a total of 36 times from January 2, 2016 to July 17, 2017.
(b) No person who has violated the Fair Debt Collection Practices Act shall assault, threaten, arrest, or detain an obligor or his/her related persons in connection with debt collection, or commit any act of debt collection by using a deceptive scheme or force against him/her;
On July 13, 2017, the Defendant called to the obligor on the ground that the obligor F did not repay the loan at the due date at a non-permanent location around 17:20 on July 13, 2017, and, on the ground that the obligor F did not repay the loan at the due date, shows what the Defendant “ does not need to pay.”
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We see at least one set of 17:32 on the same day and 17:32 on the same day and re-faceted to the debtor F at a place on the same day.