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1. The plaintiff's claim is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. On November 18, 2013, the Plaintiff asserted that the Plaintiff purchased the instant building (Yecheon-gu, Incheon Metropolitan City No. 211-6, No. 606, No. 1 parcel No. 606) and subscribed to a comprehensive insurance policy of Murban, which is the Defendant’s fire insurance for business compensation, on November 18, 2013, to receive a loan at the pressure-gu branch of the Industrial Bank of Korea. On November 19, 2015, the Plaintiff concluded a comprehensive insurance contract for Murban with the Defendant’s Murban in consultation with A at the pressure-gu branch of the corporate bank pressure zone and provided explanation that all losses caused by fire will be compensated for.
On December 6, 2015, when a fire occurred in the instant building, the Plaintiff suffered losses from the use of office equipment and office fixtures, etc., but the Defendant refused payment of insurance money as well as office equipment and office fixtures are not included in the insurance policy and the insurance policy.
However, the signature and seal of the above written confirmation of insurance coverage was forged by the defendant's insurance solicitor A, and unlike the above insurance contract, A explained that he compensates for all damages caused by fire, including office equipment and office equipment, and the plaintiff did not enter into the above insurance contract if the office equipment and office equipment were not included. Thus, the defendant is obliged to pay 20,140,90 won in total for damages caused by the above fire and office equipment and office equipment to the plaintiff as insurance money or damages pursuant to Article 28 (4) 2 of the terms of the above insurance contract or Article 750 of the Civil Act according to violation of the duty to explain by A.
2. Facts of recognition;
A. On November 18, 2013, the Plaintiff purchased the instant building by auction at KRW 84,690,000, and obtained a loan of KRW 75,000,000 out of the successful bid price from the Industrial Bank of Korea (tension stop point) and completed the registration of creation of a mortgage around KRW 90,000,000 on the same day.
The plaintiff also on the same day.