1. The plaintiffs' claims against the defendants are all dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

1. Basic facts

A. The Plaintiff A is the mother of the deceased D (Ear; hereinafter “the deceased”), and the Plaintiff B is the deceased’s words.

B. On March 21, 2016, F, an employer of the Deceased, entered into an insurance contract with Defendant C Co., Ltd. with the content that the insured shall be the deceased, the beneficiary of death insurance shall be the statutory inheritor, and the insurance period shall be from March 21, 2016 to March 21, 2019. In the event the insured dies due to a general injury, F, a user of the Deceased, would pay KRW 40,000 for the general injury death benefit (hereinafter “instant insurance contract”).

Article 1 Insurance Contract [G Insurance Terms and Conditions] Article 3 (Reasons for Payment of Insurance Money) If the insured dies as a direct result of an injury during the insurance period (excluding death caused by a disease), the company shall pay to the beneficiary the amount of insurance coverage of this General Terms and Conditions as the injury death insurance money.

Article 6 (Grounds for Not Payment of Insurance Money) (1) A company shall not pay insurance money when any of the following causes for the payment of insurance money occurs:

1. The insured has intentionally impaired himself/herself: Provided, That I shall pay insurance proceeds when the insured has impaired himself/herself under the condition that he/she is unable to make a free decision due to mental disorder, etc.;

The main contents of the terms and conditions are as follows:

C. On June 28, 2013, the Deceased’s post office affiliated with the Defendant Korea Post is the Deceased; the beneficiary of death insurance is the Plaintiff; the insured period is from June 28, 2013 to June 28, 2023; and the insured is the Plaintiff’s insurance period. In the event the insured dies due to a direct cause, “410,000,000 won of the general accident death insurance money” is the “2 insurance contract” under the condition that the insured will pay KRW 20,000 of the general accident death insurance money if the insured dies due to a direct cause.

Article 16 (Types and Grounds for Payment of Insurance Money) of the Second Insurance Contract (41071 Post Office of Distribution without Distribution) (Article 16).