1. The insurance contract entered in the separate sheet No. 1 signed by the Plaintiff and the Defendant is invalid.

2. The defendant shall be the plaintiff.

1. Basic facts (based on recognition: The fact that there is no dispute, entry in Gap's Nos. 1, 7, and 8, each of the records in this court's Hanhwa Life Insurance Co., Ltd., ING Life Insurance Co., Ltd., AIG Life Insurance Co., Ltd., and the response of each order to submit financial transaction information to the Korea Credit Information Institute, the result of response to the order to submit each tax information on light viewing, the purport of all pleadings as a whole);

A. On October 11, 2006, the Defendant concluded an insurance contract with the Plaintiff listed in the separate sheet No. 1 (hereinafter “instant insurance contract”).

B. After November 27, 2006, the Defendant received hospitalized treatment for 20 days as stated in the attached Table 2, including being hospitalized for 20 days as “patitis and hepatitis” on November 27, 2006, and received hospital treatment for 800 days in total until March 28, 2017. Under the insurance contract of this case, the Defendant received KRW 65,56,379 in total amount of insurance proceeds.

C. Meanwhile, at the time of the conclusion of the instant insurance contract, the insurance contract that the Defendant entered into with himself as the insured is as follows. The sum of the insurance proceeds received by the Defendant based on each of the above insurance contracts is KRW 214,31,634.

Serial 6,106-10-11 (free), 2006-16(1), 2006-11(f), 2009.11.30 - 19,000,000 - 2 ING life-2006-10(free), 71,601,66,100 66,100 - 53,794,500 3 AI life-206-116(free), 206-16(f), 205, 206-165, 206, 765, 206, 206, 765,206, 206, 605, 206, 206, 206, 406,206, 605,206, 616,206,206,165,206-16,6,6,206,16.

D. The Defendant did not report and pay global income tax, property tax, etc. from 2007 to 2016 as the principal books, and the Defendant’s obligation to lend approximately KRW 10 million as of February 19, 2018.