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(영문) 대구지방법원 김천지원 2016.07.14 2016고단285
대부업등의등록및금융이용자보호에관한법률위반
Text

Defendant

A shall be punished by imprisonment for eight months and by a fine of ten million won, and Defendant B and C shall be punished by a fine of three million won, respectively.

Reasons

Punishment of the crime

Defendant

A is a person who operates a loan business without being registered with the competent authorities in the office of the office of the Gu-Si E Studio 206.

Defendant

A from September 7, 2015, from around October 2015, Defendant B and Defendant C were employed as employees, respectively. The Defendants operated a loan business with the distribution and collection of advertising leaflets together.

Defendant

A From January 2014, Defendant B from September 7, 2015, Defendant C from October 2015, and Defendant C from October 20, 2015 to November 2015, respectively, enter and departing from the area near the Gu, Si, Gyeong-gun, and Gyeong-gun, and ordered in advance to repay 50,000 days a week during the day immediately preceding the payment of the daily money.

F, “I will be different from the standpoint of the same happiness and customer.”

G, “I will be different from the same happiness as one decision, and from the customer’s perspective.”

The advertising leaflets containing F, etc. was advertised in a way that they were placed in commercial buildings or studio.

Then, Defendant A loaned KRW 2,910,00 to H on July 31, 2014 to the persons who reported the advertisement as above, at the place in the Dong-dong, Seoul Special Metropolitan City (hereinafter “Seoul Special Metropolitan City”) on July 31, 2014; Defendant A borrowed KRW 2,910,000 to H; (3,00,000 from KRW 3,000 to KRW 90,00 on a daily basis; and (4) paid interest at an annual interest rate of KRW 342.4% from around that time to November 9, 2015 on a yearly basis; and (5,000 from KRW 3,00 to KRW 163,35,00 on a yearly basis by finding out to the borrower and receiving payment for the number of days; and (5) Defendant A borrowed interest exceeding 25% on a yearly basis.

As a result, Defendants conspired to make a loan advertisement even if they are not registered with the competent authorities, and run the loan business without registering with the competent authorities, and received interest exceeding the limited interest.

Summary of Evidence

1. Defendants’ legal statement

1. Statement made to I by the police;

1. Police seizure records;

1. Photographs, each.

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